Apple has added a new scam-protection feature to iOS 27, but users have to turn it on themselves. 9to5Mac reports that iOS 27 introduces a security feature called Impersonation Risk Detection, which helps protect against scams but is off by default, and the site has published a guide on how to enable it. I have only seen the headline and summary, so I cannot describe how it works in detail.
Impersonation scams are common. Criminals pretend to be banks, delivery companies, government agencies or even family members to pressure victims into sending money or sharing codes. A feature that flags a suspected impersonation could give users a warning at the moment they need it most, such as during a call or after receiving a message. The effectiveness will depend on how accurately it identifies risky contacts and how clearly it explains the warning.
Features that are off by default are often a result of privacy or false-alarm concerns. Scanning communication for signs of fraud can involve processing sensitive information, and a company may prefer to let users opt in. The downside is that many people never discover the setting, so the protection reaches only those who look for it. If you are using an iPhone with iOS 27, it is worth spending a minute in Settings to see what security options are available.
Technology cannot replace caution. Never share one-time passwords, do not click links in unexpected messages, and hang up and call the organisation back using an official number if someone pressures you. For older relatives who may be targeted, you can help by setting up the protection for them and explaining how scams work. Watch for Apple's own support page and for independent tests of how well the feature works in practice.
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